Keshav Financial Services
Smart Financial Solutions for a Better Future
Expert guidance on loans, insurance, and investment planning helping individuals and businesses achieve financial freedom.
1000+
Trusted Clients
20+
Years Experience
110+ Cr
Loan Disbursed
Our Services
Comprehensive Financial Solutions
Loans
Home, personal, business & vehicle loans with competitive rates.
Insurance
Life, health, motor & business insurance from top providers.
Investments
Mutual funds, SIPs, fixed deposits & portfolio management.
Wealth Management
Strategic planning for long-term wealth creation & preservation.
Why Choose Us
The Keshav Advantage
Trusted Experts
Certified financial advisors with decades of combined experience.
Transparent Process
No hidden fees, clear documentation, and honest advisory.
Personalized Solutions
Custom financial plans tailored to your unique goals.
Fast Support
Quick turnaround on applications and dedicated support.
Who We Are
About Keshav Financial Services
A trusted name in financial services helping individuals and families build secure financial futures.
Our Story
Keshav Financial Services was founded with a single mission — to make professional financial advisory accessible to every individual and business in Navi Mumbai and beyond.
We understand that financial decisions are among the most important choices you will make. That is why our team of certified advisors takes the time to understand your unique situation before recommending any solution.
From home loans and insurance to SIP investments and wealth management, we offer a complete spectrum of financial services under one roof — with transparency, speed, and care.
Our Mission
To empower clients with the right financial tools, expert guidance, and strategic solutions to achieve financial stability, sustainable growth, and complete peace of mind. We aim to simplify financial decision-making by offering transparent advice, innovative strategies, and unwavering support.
1000+
Trusted Clients
20+
Years Experience
50+
Banking Partners
Our Team
Meet Our Advisors
Darpan Shah
Financial Advisor
- 13+ years of experience in financial advisory
- Expert in Loans, Insurance & Investments
- Specialist in Mortgage, Home Loan & Business Funding
- Mutual fund & wealth planning expert
- Known for transparent advisory
Kishan Parmar
Financial Advisor
- 8+ years of experience in financial services
- Mortgage & structured finance expert
- Business financing specialist
- Credit risk & funding expert
- Strong client relationship builder
What We Stand For
Core Values
Integrity
Transparent financial advice with no hidden agendas.
Client-First
Your financial goals are always our top priority.
Excellence
High-quality advisory and service delivery at every step.
What We Offer
Our Services
Complete financial solutions tailored for individuals and businesses.
Loans
Home loans, mortgage funding, business loans, overdraft facilities, project loans, and vehicle finance.
Learn MoreInsurance
Life, health, and property insurance plans designed to protect families, businesses, and assets.
Learn MoreInvestment
Mutual funds, SIP, SWP, and goal-based investment planning for long-term wealth creation.
Learn MoreLoan Against Property (LAP) / Mortgage Loan
Loan against residential or commercial property with up to 70% of property value.
- • Up to 70% LTV
- • Tenure upto 25 years
- • Lease rented discounting (LRD)
Home Loan
Purchase your dream home with up to 90% property value financing.
- • Upto 98% of agreement value
- • Upto 90% LTV
- • Tenure up to 30 years
- • Balance transfer at best Rate
- • Smart home loan (overdraft)
Vehicle Loan / Car Loan
Drive your dream car with 100% on-road funding and instant approval.
- • Up to 100% on-road
- • 24-hour approval
- • New & used cars
- • Multi-bank options for best rates
Business Loans
Grow your business with working capital and expansion loans up to ₹50 lakh.
- • Secured loan from 50L - 10CR
- • Moratorium available
- • Disbursal in 72 hours
Project Loans
For construction and infrastructure projects with stage-wise disbursement.
- • Stage-wise disbursement
- • Inventory funding on unsold units
- • Moratorium available
- • Long repayment tenure
Overdraft / CC
Working capital facility linked to current account or against FD/property.
- • Working capital facility linked to turnover or against property / mutual fund / stocks / FD
- • Instant access to funds
- • Interest on usage only
Health Insurance
Cashless treatment across 10,000+ network hospitals with comprehensive coverage.
- • Coverage up to ₹1 Crore
- • Family floater plans
- • Stay fit and get zero premium
- • All deductible items covered
Life Insurance
Term plans, ULIPs, and whole life policies with coverage up to ₹5 Crore.
- • Cover upto 50cr
- • Coverage from 50L to 50CR
- • High coverage low premium
- • Special benefits for PVT LTD companies & partnership firms
- • Fix return plans
Property Insurance
Fire, theft, and natural disaster protection for residential and commercial properties.
- • Fire & theft protection
- • Natural disaster cover
- • Commercial coverage
- • Affordable premiums
SIP
Systematic investment plans starting ₹500/month with expert fund selection.
- • Start from ₹500/month
- • Rupee cost averaging
- • Long-term compounding
- • Diversified portfolios
Retirement Planning
NPS, pension plans, and annuities for inflation-adjusted financial security.
- • Inflation-adjusted corpus
- • Pension planning
- • Long-term security
- • Regular income options
Child Education Plan
Future education funding with goal-based investing and structured savings.
- • Education fund building
- • Goal-based strategy
- • Structured savings
- • Flexible withdrawals
Loan Solutions
Find the Right Loan
Competitive rates, fast approvals, and expert guidance for all your financing needs.
Home Loan
Turn your dream of owning a home into reality with our affordable home loan solutions.
- Finance for new / resale / under-construction
- Upto 98% of agreement value
- Upto 90% LTV
- Tenures up to 30 years
- Balance transfer at best Rate
- Smart home loan (overdraft)
Loan Against Property (LAP) / Mortgage Loan
Unlock the value of your existing property with a Loan Against Property at attractive rates.
- Loan on residential / commercial property
- Up to 70% of property value
- Tenure upto 25 years
- Lease rented discounting (LRD)
- Competitive interest rates
- Quick processing & disbursement
Business Loan
Fuel your business growth with unsecured and secured business financing.
- Working capital and term loans
- Secured loan from 50L - 10CR
- Moratorium available
- Quick disbursal within 72 hours
- Flexible repayment structures
- Available for all business types
Overdraft / CC
A revolving credit facility and flexible overdraft solutions for your business needs.
- Working capital facility linked to turnover or against property / mutual fund / stocks / FD
- Instant access to funds
- Pay interest only on utilized amount
- Available for individuals and businesses
Project Loan
Specialized financing for construction, real estate development, and infrastructure projects.
- For construction projects with stage-wise disbursed & inventory funding on unsold units
- Moratorium available
- Sanctioned against project cash flows
- Long repayment tenures
- Available for developers and builders
- Liaison with multiple lenders
Vehicle Loan / Car Loan
Drive home your dream car with fast approval and flexible EMI options.
- Finance for new and used cars
- Up to 100% on-road price (new car)
- Tenure up to 7 years
- Instant loan approval in 24 hours
- Multi-bank options for best rates
Banking Partners
Lending Network
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra
SBI
IDFC FIRST Bank
Bank of Baroda
PNB
Chola
Bandhan Bank
IndusInd Bank
L&T FinanceHDFC BankICICI BankAxis BankKotak MahindraSBIIDFC FIRST BankBank of BarodaPNBCholaBandhan BankIndusInd BankL&T FinanceEMI Calculator
Protection Plans
Insurance Solutions
Comprehensive coverage plans to protect what matters most to you and your family.
Life Insurance
Term plans, ULIPs, and endowment policies ensuring financial security for your family.
- Cover upto 50cr
- Coverage from 50L to 50CR
- Term, ULIP & endowment plans
- Special benefits for PVT LTD companies & partnership firms
- Fix return plans
- Tax benefits 80C & 10(10D)
Health Insurance
Comprehensive medical coverage for hospitalization, critical illness, and day care procedures.
- Cashless treatment at 10,000+ hospitals
- Coverage up to ₹1 Crore
- Stay fit and get zero premium
- All deductible items covered
- Pre & post hospitalization coverage
- Family floater plans available
Property Insurance
Fire, theft, and natural disaster protection for residential and commercial properties.
- Fire & theft protection
- Natural disaster coverage
- Structural damage protection
- Contents coverage included
- Commercial plans available
- Quick claim settlement
Insurance Partners
Coverage Network
Aditya Birla Capital
Care Health Insurance
ICICI Lombard
Star HealthAditya Birla CapitalCare Health InsuranceICICI LombardStar HealthGrow Your Wealth
Investment Solutions
Strategic investment planning for long-term wealth creation and financial independence.
Mutual Fund
Diversified mutual fund portfolios selected around your goals, timeline, and risk profile.
- Equity, debt, hybrid, and ELSS funds
- Goal-based fund selection
- Diversified portfolio planning
- Regular portfolio review
- Tax-saving options available
- Lump sum and systematic options
SIP
Start with ₹500/month and build wealth through systematic investment in mutual funds.
- Start from ₹500/month
- Rupee cost averaging benefit
- Power of compounding
- Flexible withdrawal anytime
- Top-rated fund schemes
- Tax-saving ELSS available
SWP (Systematic Withdrawal Plan)
Create a planned withdrawal stream from your mutual fund corpus while keeping the balance invested.
- Regular monthly income planning
- Flexible withdrawal amount and frequency
- Useful for retirement cash flow
- Tax-efficient withdrawal strategy
- Portfolio review and rebalancing
- Customized corpus sustainability planning
Retirement Planning
Build a secure retirement corpus with NPS, PPF, and mutual fund strategies.
- Customized corpus calculation
- NPS & PPF strategies
- Inflation-adjusted planning
- Regular income options
- Tax-efficient strategies
- Portfolio rebalancing
Child Education Planning
Secure your child's education with goal-based investing from school to university.
- Education cost planning
- Child-specific funds
- Sukanya Samriddhi option
- Backup life insurance
- Milestone-based allocation
- Domestic & abroad options
Home Buying Through SIP
Accumulate down payment through structured SIP investments for homeownership.
- Down payment strategy
- Debt fund investments
- Timeline-linked planning
- EMI readiness planning
- Loan coordination
- Reduced loan dependency
Goal-Based Planning
Customize your investment strategy for any financial goal — vacation, car, or business.
- Personalized goal setting
- Timeline-based strategy
- Risk-adjusted approach
- Regular monitoring
- Portfolio rebalancing
- Flexible adjustments
Investment Partners
Fund House Network
SBI Mutual Fund
Axis Mutual Fund
HDFC Mutual Fund
ICICI Prudential MF
Nippon India MF
Kotak Mutual Fund
Aditya Birla MF
Tata Mutual Fund
UTI Mutual Fund
Franklin Templeton
PPFAS Mutual Fund
PGIM India MFSBI Mutual FundAxis Mutual FundHDFC Mutual FundICICI Prudential MFNippon India MFKotak Mutual FundAditya Birla MFTata Mutual FundUTI Mutual FundFranklin TempletonPPFAS Mutual FundPGIM India MFSIP Calculator
Get In Touch
Contact Us
Ready to take control of your financial future? Reach out to us today.
Send Us a Message
Contact Information
Office Address
Office No 19, Hardrock CHS, Plot No 6-10,Sector 7, Kharghar, Navi Mumbai
Phone
+91 88986 06300 / +91 96018 49463
keshavfinserv139@gmail.com
Working Hours
Mon - Sat: 9:00 AM - 7:00 PM
Sunday: By appointment only